RBWM Practice Questions 2026

Retail Banking & Wealth Management

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About This Practice Test

Practice questions for the newest JAIIB paper — covering retail banking products, loan recovery, marketing concepts, and wealth management. Includes questions on mutual funds, insurance, financial planning, and digital banking channels.

Exam Pattern & Marking Scheme

DifficultyQuestionsMarks EachTotal Marks
Easy500.525
Medium25125
Hard25250
Total100—100
⏱ Duration: 2 hours✅ Pass: 50 marks❌ No negative marking

Complete Syllabus Covered

Module A — Retail Banking
Retail banking overviewHome loansAuto loansPersonal loansCredit cardsDebit cardsRetail depositsNRI bankingPriority banking
Module B — Retail Products & Recovery
Loan against propertyEducation loansGold loansMicrofinanceSelf help groupsRecovery managementLok adalatDRTSARFAESI in retailOne time settlement
Module C — Marketing of Banking Services
Marketing conceptsMarket segmentationCRMDigital marketingCross sellingCustomer lifecycleService qualityBrand management
Module D — Wealth Management
Financial planningInvestment productsMutual funds typesPortfolio managementRisk profilingInsurance planningRetirement planningTax planningEstate planning

Sample Questions

Q1. Under PMAY (Pradhan Mantri Awas Yojana), the interest subsidy for EWS/LIG category on home loans up to ₹6 lakh is:

A. 4%
B. 5%
C. 6.5%✓
D. 3%

Explanation: Under PMAY-CLSS, EWS/LIG category gets 6.5% interest subsidy on home loans up to ₹6 lakh for a tenure of 20 years. This translates to approximately ₹2.67 lakh subsidy (NPV).

Q2. Which of the following is NOT a type of mutual fund based on structure?

A. Open-ended fund
B. Close-ended fund
C. Interval fund
D. Index fund✓

Explanation: Based on structure, mutual funds are classified as Open-ended, Close-ended, and Interval funds. Index fund is a classification based on investment objective/strategy, not structure.

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What's Included

✓299+ practice questions (growing weekly)
✓Covers the newest JAIIB paper comprehensively
✓Retail products & wealth management focus
✓PMAY, MUDRA, and financial inclusion schemes
✓Mutual funds, insurance & tax planning
✓Updated for 2026 syllabus
✓Unlimited practice attempts
✓Module-wise performance tracking

Frequently Asked Questions

RBWM is a new paper — are there enough questions?

We currently have 299+ questions and add new ones weekly. RBWM is the most practical paper with real-world banking scenarios.

Does it cover government schemes?

Yes. Questions cover PMAY, PMJDY, MUDRA, Stand-Up India, and other financial inclusion schemes that are frequently tested.

Are wealth management topics covered?

Yes. Module D covers mutual funds (types, NAV, SIP), insurance products, retirement planning, tax planning, and risk profiling — all tested in the exam.

Is this paper easier than others?

RBWM is considered the most scoring paper as it tests practical banking knowledge. Our questions help you cover all topics systematically.

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